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Showing posts from November, 2013

Happier Holidays: Managing Financial Stress

Happier Holidays Reducing Financial Stress and Increasing Enjoyment ·         Are you feeling stress or pressure to buy gifts for others that you cannot afford? ·         Are you still paying for items purchased during last year’s holiday season? ·         Are you going into deeper debt to pay for holiday gifts and expenses? ·         Do you feel guilty about not being able to afford to buy gifts for loved ones? ·         Are you feeling anxious or depressed about finances during the holidays? If you answered “Yes” to any or all of these questions, do not despair.   Here are 12 tips to help you enjoy the holidays and feel in control of your finances. Set and stick to a budget; Pay cash; and Avoid credit expenditures. Shop online for items that cost more in brick and mortar stores. Spend quality time with loved ones and enjoy the gift of each other’s  presence.    Attend free or low cost events such as concerts, social gatherings, community pro