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Showing posts from December, 2011

Happier & Healthier Holidays: Reducing Financial Stress & the Jingle Bell Blues

Are you feeling pressure to buy gifts for others that you cannot afford? Are you still paying for items purchased during last year's holiday season? Are you going into deeper debt to pay for holiday gifts and expenses? Do you feel guilty about not being able to afford to buy gifts for loved ones? Are you feeling anxious or depressed about finances during the holidays? If you answered "Yes" to any or all of these questions, do not despair. You are not alone.  The holidays are a time when others may and society often places demands on everyone to spend money.  This can be particularly stressful, when you are experiencing financial challenges.  Also, the commercial emphasis on gift purchasing may conflict with a value system of celebrating and focusing on more spiritual meanings of the holidays. Empower and permit yourself to define and determine reasonable and meaningful ways you will celebrate, without feeling  co-opted or stressed. Here are some tips to help yo